Account Aggregation

Account Aggregation

Connect your application with any financial institution or Bank

Our premium-quality Account Information Services (AIS) delivered from the Oxlin Platform gives our partners immediate access to bank data of their end users.

We aggregate and enrich data in order to provide the best dataset for our partners, including both PSD2 and non PSD2 data.

Through Oxlin’s account aggregation engine and API, we provide our partners the tool to help them in their digital transformation, develop their business and optimize their core processes and user experiences.

Oxlin - Account Aggregation

Imagine a single account aggregation service which can access account, balance and transactions data from your user’s bank account. Take advantage of Open Banking and PSD2 today.

Accounts

Accounts

Cards

Cards

Balance

Balance

Transactions

Transactions

Account Aggregation at a glance

Leader in France

Leader in France - unparalleled scope

+320 Banks & account types

For everyone

For everyone !

Personal & Business accounts

All Banking accounts

All Banking accounts

Checking, Cards, Savings, Investments, Stocks, Bonds, Insurances, Loans and Mortgages

Enriched data

Enriched Data

Transaction categorization with +100 categories, data cleaning and machine learning

Customizable

Customizable

Customize your login to fit your own brand and user journey, or use our widgets.

We scale

We scale !

+ 6 millions aggregated accounts live

PSD2 Compliant

PSD2 Compliant

STET, Berlin Group and Open Banking UK

Secure

Secure

No one but you can read your customers’ data

Real time

Real time

Access transaction data and balances in real-time with synchronization schedules in your control

Where Oxlin aggregates

Live now - full coverage of french banks, STET ready and compliant for the 14th of September 2019

 

Currently
aggregating

 

Coming
soon

 

To be
studied

Where Oxlin aggregates

Our Oxlin API, built for developers !

Oxlin REST API is built for scale, secured, and draws on production experience from our tier-1 customers for high availability.

Full SaaS solution delivered from the Cloud, hosted in the European Union

Our solution is provided as a licensed SaaS service in the Amazon Web Services Cloud featuring a distinct tenant for each partner. Optionally, our solution can be delivered in a dedicated cloud environment which connects your application with any financial institution or bank.

Reliable documentation

Our professional API documentation provides a firm base, complete with architecture diagrams, code samples and best practices.

API technical training

Receive expert-on-expert training from our integration team with a technical professional package of workshops facilitating the integration of the API into your application.

Testing and Live environments

Our licensed SaaS contract includes both testing and secured, redundant live environments.

Best-of-breed aggregation REST API

REST API connects with Oxlin services to create users, connections and access account data.

Widgets dedicated to the API give provide ready-to-use web components, facilitating user creation and connection management.

The Compliance Corner

You can use either the API or Widgets to manage users and their banks connections. Please note that under the scope of PSD2 :

If you act as a PSD2 licensed entity or if you are an agent of a PSD2 licensed entity such as Oxlin, you can manage users and connections either from the REST API or the Widgets.

If you are not acting as a PSD2 licensed entity or an agent of a PSD2 licensed entity such as Oxlin, user terms and conditions as well as bank connections must be managed using our Widgets. In this way, you operate the aggregation under the Oxlin PSD2 licensed entity (Redirect mode).